Landlord rent guarantee insurance
Hermens Property introduces landlords to HomeLet’s Rent Guarantee Insurance under an introducer-only arrangement. Find out how cover may help, what to check and who to contact.
How rent guarantee insurance may help
If a tenant falls behind with rent, insurance may help manage some of the financial impact. HomeLet’s policy may provide benefits for qualifying missed rent and certain professional costs connected with possession proceedings.
Cover is conditional. The policy wording, schedule and any endorsements set the benefits, limits, exclusions, eligibility requirements and claim deadlines. These terms can vary by product and policy version, so check the current documents and ask HomeLet what would apply to your property and tenancy.
What landlords should check
- Which rent benefits and possession-related professional costs are included.
- Benefit limits, payment periods, excesses and exclusions.
- Whether the property and tenancy type are eligible.
- What tenant references and other checks must be completed before cover starts.
- How quickly you must report arrears, and what records HomeLet will need.
Keep a clear rent ledger and copies of relevant correspondence. Contact HomeLet promptly if rent is missed and follow its instructions. Do not assume a policy can be added after arrears or another insured event has begun.
Good landlord practice still matters
Insurance does not replace careful referencing, a properly prepared tenancy agreement, routine property inspections, prompt repairs or following the correct legal process if a tenancy problem arises. Build these protections into your day-to-day management and keep accurate records.
If you are considering possession action, get case-specific advice before serving notice. The correct route depends on the facts, tenancy and rules in force.
HomeLet policy information
HomeLet handles applications, underwriting, eligibility questions, policy administration and claims. Contact HomeLet directly to confirm the current terms and decide whether to proceed.
Hermens Property’s role
Hermens Property acts as an introducer only.
- We cannot advise or recommend whether the policy is suitable for your circumstances.
- HomeLet handles the application, underwriting, eligibility questions and policy.
- Hermens does not sell, administer or manage the insurance policy.
- We may provide supporting documents if requested, such as tenancy agreements or rent records.
Hermens Property may receive commission on the net sale price for new introductions and renewals.
Questions about letting?
For letting and management services, contact our landlord team. For policy terms, eligibility and claims, contact HomeLet directly.
Speak to Hermens about letting and managementImportant information
This page is general information only. It is not financial advice, a recommendation to buy insurance or a complete statement of cover. The current policy wording, schedule and endorsements govern any policy.
Ask HomeLet to confirm eligibility and the terms that apply before making a decision. You may wish to take independent advice.